Following the positive returns made by investment markets in 2020, 2021 delivered more mixed outcomes. Some assets continued to deliver positive returns while others struggled under the weight of uncertainty. These returns were driven by issues that dominated the investment Read more

What are inflation and interest rates? What form are they taking in 2022, and what does this mean for your wealth and finances? Despite sounding abstract, these two economic concepts have a big impact on household finances. Below, our financial Read more

The State Pension is one of the most important aspects to most individuals’ retirement plans. Not only does it provide a guaranteed future income for the rest of your life, but it also rises each year by at least 2.5% Read more

Capital gains tax (CGT) is charged on profits (gains) that you make from selling (disposing) assets. For instance, if you sell a Buy-to-Let property, then you pay 28% on the profits – after your CGT allowance – if you are Read more

Any commentary on investment markets is a snapshot in time of the understanding of events when it was written. The irony is not lost then that the day after publishing our market update in November, a new heavily mutated variant Read more

As we approach Christmas, many official bodies have warned that scammers are likely to target more people – especially as they do their shopping or authorise larger payments from their bank accounts. Also, the Financial Conduct Authority (FCA), has warned Read more

What are trusts, and how can they help me with inheritance tax (IHT) and ensuring my loved ones are looked after? In this guide, our team at Vesta Wealth explains the main types of trust, how they work and whether Read more

Our offices will be open as follows over the holiday period: Friday 24th December 9:00 am to 1:00 pm Monday 27th December closed Tuesday 28th December closed Wednesday 29th December closed Thursday 30th December closed Friday 31st December closed Monday Read more

A number of colleagues took part in the Movember charity event, raising an impressive total of £1,365. The Movember event aims to raise money for very worthy causes including prostate cancer, testicular cancer, mental health and suicide prevention. You can Read more

We have said before that investment markets do not like uncertainty; increasing the number of variables makes it more difficult to forecast the outlook for companies and markets, leading to increased volatility. Although markets are facing a number of questions Read more

You may have heard news that UK inflation is on the rise. The Bank of England (BoE) sets the target rate at 2%, yet the most recent figures show that prices have risen in the UK economy by 4.2% over Read more

For many people, the dream retirement is to be mortgage and debt free with an income or savings to support a lifestyle involving regular travel, meals out and cultural activities such as visiting the theatre. They think about a long Read more