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Investment market update, May 2022

Global equity markets continue to exhibit considerable volatility, as inflation, and the resultant pressure on consumer incomes and company profits, has created negative sentiment in the investment community. These headwinds combined with the ongoing war in Ukraine and continuing disruptions Read more

May 24th, 2022

Do you have old workplace pension schemes? The benefits of consolidation

If you have multiple pension pots, should you bring them together into a single pot? This approach – known as pension consolidation – is a common way to simplify a retirement plan, making your investments easier to manage. Yet how Read more

May 17th, 2022

How could higher interest rates and inflation affect you?

Periods of high inflation can be concerning for investors. You want to ensure that your investments at least hold their value, but you might also have market volatility and a strained household budget to contend with. The Governor of the Read more

May 10th, 2022

Thinking of retiring? Beware of the MPAA pension trap

Many people dream of retiring early, or scaling back their hours (making up the income using pension withdrawals). However, this can trigger a little-known rule that potentially causes big problems for your retirement plan if you are not careful. This Read more

May 3rd, 2022

Investment market update – April 2022

It was a difficult first quarter for investment markets to start 2022. Concerns surrounding inflation and the ongoing war in Ukraine weighed heavily on investor sentiment. Of all major asset classes only UK equities have provided a positive return as Read more

April 26th, 2022

Rising inflation and your investment strategy

Periods of high inflation can be concerning for investors. You want to ensure that your investments at least hold their value, but you might also have market volatility and a strained household budget to contend with. Modest inflation is good Read more

April 19th, 2022

How downsizing can help with IHT

When comedian Ronnie Corbett died in 2016, it transpired that he had sold his house in 2003 for £1.27m. The intention seems to have been to raise cash for his children, which would avoid inheritance tax (IHT). After the sale, Read more

April 12th, 2022

Why cash ISAs do not work

There are several different types of ISA, but the most well known is the cash ISA, offered by banks. Similar to a regular savings account, a cash ISA lets you store cash in a tax-efficient wrapper where you can earn Read more

April 5th, 2022

Investment market update – March 2022

It has been a difficult month for investment markets since our previous update. Russia’s invasion of Ukraine and the ongoing conflict has introduced a great deal of uncertainty for markets. This is both in the near-term with how sanctions and Read more

March 29th, 2022

Recent trust changes that may affect you

Trusts can be a fantastic tool to help mitigate inheritance tax (IHT) and plan your estate for your loved ones. Yet they also come with complex rules and reporting obligations, some of which are changing. New rules mean that, subject Read more

March 22nd, 2022

How to invest during volatile market conditions

One of the apparent advantages of cash is that its value does not fluctuate with the stock market. As such, some investors may try to avoid investing in equities (shares) in volatile markets altogether. However, doing so risks missing out Read more

March 15th, 2022

4 pension mistakes to avoid in 2022

Pensions are a fantastic tool for retirement planning, yet they can also be complicated. This increases the chance that you can make costly mistakes, especially if you don’t seek professional advice. Below, our team of Financial Planners at Vesta Wealth Read more

March 10th, 2022